← All instruments — the full set 1973
high 19,333 · low 589.63 · now 19,333 · 7 recessions shaded 2026
F17 · DEPOSIT BASE
Deposits, all commercial banks
19,333
CALM ROBUST z 1.43 DRS 95 weekly as of 2026-05-27
Where it sits: higher than ~100% of its last decade — near the top of its record.
The full history
How it is read
- What it measures
- deposit base
- Where it sits
- higher than ~100% of its last decade — near the top of its record — at the 100th percentile of its last decade.
- z vs. its window
- 1.43 (strain side: down). 520 observations in the window.
- State rule
- z < 1 CALM · 1 ≤ z < 2 WATCH · z ≥ 2 EXTREME, measured only toward the declared strain side.
- Confidence
- ROBUST — a primary official series, mechanically reported.
- Reliability (DRS)
- DRS 95 — A deposit-flight proxy: an unusually fast drawdown of the banking system's deposit base is the strain side (down).
Where it comes from
FRED ↗ Every number on this site is reproducible from this primary source.
What it read at past stress points
| Lehman, Sep 2008 | 6,901 | · CALM |
|---|---|---|
| Q4-2018 selloff | 12,379 | · CALM |
| Curve inversion, Aug 2019 | 12,850 | · CALM |
| COVID crash, Mar 2020 | 13,759 | · CALM |
Questions it helps answer
- The Plumbing — Is the banking and credit system carrying its load?