Share of net worth held by the bottom 50% of households
2.50
CALMROBUSTz 0.86DRS 95quarterlyas of 2025-10-01
Where it sits: higher than ~61% of its last decade.
The full history
1989
high 4.10 · low 0.40 · now 2.50 · 4 recessions shaded 2025
How it is read
What it measures
the lower leg of the K
Where it sits
higher than ~61% of its last decade — at the 61th percentile of its last decade.
z vs. its window
0.86 (strain side: down). 38 observations in the window.
State rule
z < 1 CALM · 1 ≤ z < 2 WATCH · z ≥ 2 EXTREME, measured only toward the declared strain side.
Confidence
ROBUST — a primary official series, mechanically reported.
Reliability (DRS)
DRS 95 — Fed Distributional Financial Accounts, quarterly since 1989. Half the country holds ~2.5% of the wealth; the tile reads the direction. Trend-dominated: a steadily trending series always prints high-z eventually; the state reads how far along the trend, vs the recent decade. Disclosed.
Where it comes from
FRED ↗Every number on this site is reproducible from this primary source.
What it read at past stress points
Lehman, Sep 2008
1.20
▲ EXTREME
Q4-2018 selloff
1.60
· CALM
Curve inversion, Aug 2019
1.70
· CALM
COVID crash, Mar 2020
1.80
· CALM
Questions it helps answer
Who Gets What — Where does the wealth sit — and who keeps the output?